Protecting New York Consumers From Financial Harm Caused by Inaccurate Reporting and Unlawful Practices
Horowitz Law PLLC represents individuals in Queens, Brooklyn, Manhattan, Bronx, Staten Island, and nationwide whose financial lives have been damaged by credit reporting errors, illegal debt collection, and unauthorized electronic transactions.
Why Clients Trust Horowitz Law
The firm is dedicated exclusively to protecting consumer rights under federal law, with a nationwide practice and a commitment to direct, responsive representation.
Federal Law Focus
Concentrating exclusively on consumer protection litigation under the FCRA, FDCPA, and EFTA — federal statutes designed to hold corporations accountable.
Nationwide Reach
Representing consumers across all 50 states. Federal consumer protection laws apply regardless of where you live.
Direct Representation
Every client receives personal attention from the firm. No volume-based processing, no call centers — direct communication throughout your case.
No Upfront Fees
On qualifying cases, there are no upfront legal fees. Many federal consumer statutes provide for fee recovery, making justice accessible regardless of financial circumstances.
Practice Areas
The firm focuses on three areas of federal consumer protection law, each designed to hold companies accountable when they fail to follow the rules.
Fair Credit Reporting Act (FCRA)
Consumer reporting agencies, background screening companies, and information furnishers are required to maintain reasonable procedures to ensure the maximum possible accuracy of consumer information.
View FCRA Case Types →Fair Debt Collection Practices Act (FDCPA)
Consumers are protected from abusive, deceptive, and unfair debt collection practices under federal law. The firm holds debt collectors accountable when they cross the line.
View FDCPA Case Types →Electronic Fund Transfer Act (EFTA)
When unauthorized electronic transfers occur or financial institutions fail to properly investigate reported errors, consumers have the right to seek accountability.
View EFTA Case Types →Types of Cases
The following are examples of the types of cases the firm handles. If your situation involves inaccurate reporting, unlawful collection practices, or unauthorized transactions, you may have a claim.
Identity Theft & Mixed Files
- Fraudulent accounts opened in your name
- Credit files merged with another person's information
- Unauthorized debts appearing on your report
- Continued reporting after identity theft disputes
Inaccurate Credit Reporting
- Accounts that do not belong to you
- Incorrect payment histories or balances
- Duplicate or re-aged accounts
- Incorrect bankruptcy or collections reporting
- Failure to correct disputed information
Employment & Housing Report Errors
- Inaccurate criminal history in background checks
- False employment or education records
- Tenant screening report errors causing housing denials
- Lost job opportunities due to report inaccuracies
Debt Collection & Banking Violations
- Harassing or excessive collection calls
- Attempts to collect debts not owed
- Unauthorized electronic fund transfers
- Debit card fraud and ATM disputes
- Failure to investigate electronic banking errors
Why Consumers Contact the Firm
Consumers reach out when they have been harmed by errors or unlawful practices that affect their credit, finances, or opportunities — and when the companies responsible have failed to make it right.
Focused Practice
The firm concentrates exclusively on consumer protection litigation under federal law.
Accountability
Holding credit bureaus, debt collectors, and financial institutions responsible when they fail to follow the law.
Individual Representation
Every client receives direct attention. The firm does not rely on volume-based case processing.
Nationwide Reach
The firm represents consumers throughout the United States under federal consumer protection statutes.
Federal Law Focus
FCRA, FDCPA, and EFTA claims
Nationwide
Representing consumers across all 50 states
Responsive
Timely case evaluation and communication
No Upfront Fees
On qualifying consumer protection cases
Client Testimonials & Case Results
Real stories and proven track records of holding credit bureaus, debt collectors, and banks accountable.
“After a year of fighting a mixed file credit error on my own, Horowitz Law solved it in months. I finally got approved for my apartment.”
“The debt collectors were calling my workplace constantly. This firm stopped the harassment immediately and cleared the debt.”
“Someone drained my bank account. The bank denied my claim, but this firm fought back under EFTA and got my money back.”
Selected Results & Recovery
Recovery for credit report inaccuracies after identity theft
Settlement for illegal debt collection harassment calls
Reimbursement of unauthorized ACH withdrawals after bank denial
What Happens When You Reach Out
The process is straightforward. There is no obligation and no upfront cost for a case evaluation.
Initial Contact
Reach out by phone or through the consultation form. Describe your situation and the harm you have experienced.
Case Evaluation
The firm reviews the facts of your situation to determine whether you may have a viable claim under applicable federal law.
Investigation
If the firm takes your case, a thorough investigation is conducted, including review of credit reports, collection records, and other relevant documentation.
Legal Action
The firm pursues the appropriate legal remedies on your behalf, seeking accountability and compensation for the harm caused.
Uri Horowitz
Founding Attorney
Meet Uri Horowitz
Uri Horowitz is the founder of Horowitz Law PLLC. His practice is dedicated exclusively to consumer protection litigation under federal law. He represents individuals whose credit, finances, and opportunities have been damaged by credit bureau errors, abusive debt collectors, and banking transaction fraud.
Based in Flushing, Queens, Uri focuses on providing direct, responsive representation. Unlike high-volume settlement mills where clients rarely speak to their lawyer, Uri personally reviews and handles every case, bringing federal litigation experience to hold powerful corporations accountable.
Frequently Asked Questions
Uri Horowitz, Esq.Free Case Evaluation
If inaccurate reporting, unlawful debt collection, or unauthorized transactions have caused you financial harm, you may have a claim under federal law. Contact the firm for a no-cost case evaluation.